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Tuesday, February 5, 2008

Creating Your Insurance Inventory Using FREE Home Inventory Software

Know Your Stuff - FREE Home Inventory Software

Are You Looking For FREE Home Inventory Software?

Free Home Inventory Software is one answer for those home owners, wishing to gain an upper hand on their insurance inventory. For some home owners, the idea of a DIY Home Inventory List with paperwork, is not the solution and the Home Inventory Software option is the choice.

This article will inform you of where to obtain a home inventory software package at no cost! You may be aware of endless home inventory software options available on the internet, but why pay money for software when you can source professional software for FREE! The majority of the home inventory software is developed in the US, where the system of creating a home inventory for insurance purposes, is a lot more common than here in Australia. This software is often developed by third parties working alongside insurance companies.

Most insurance companies in the the US, have covered large claims due to recent natural disasters. These companies realise that it pays to have their clients insurance cover at a correct level. Americans have become to aware of the fact that for a quick and reliable claim, they also have to have a record of their home contents. The insurance companies asking for details of the contents lost, at the time of claim. Another positive side to creating a home inventory, is the fact that home owners can easily adjust their insurance cover and realise any under-insurance. Nobody wants to be unknowingly under-insured. The software discussed in this article is suitable for Australian home owners wishing to realise any under-insurance and to get prepared for any loss, created through natural disaster, emergency or theft.

Free software, will only be discussed in this article. By using free home inventory software, it is first easier to work out if the software is able to meet the home owners needs without incurring any cost. Home owners can always upgrade, to a purchasable option if needs be.

Aussie Home Inventories has been involved in the Home Inventory Service since early 2006. Being aware of most of the home inventory software on the market, testing showed what makes a good home inventory software package. Some of the software is well worth the purchase whilst others, simply make the process of taking an insurance inventory to difficult, or to time consuming. Aussie Home Inventories found the following software packages offered the best home inventory creation possibilities out of the free software tests.

The FREE Home Inventory Software included here is suitable for insurance inventory purposes:

'My Stuff' – AFP [ACT Policing Crime Prevention Team].

'Housebreaking is one of the most common crimes experienced by residents in the ACT. By identifying your valuables and putting together a record of all you property, not only will you deter thieves; you'll give ACT Policing a better chance of finding your stolen property and returning it to you. That's where 'mystuff' comes in. It is a free, easy-to-use home security record management software system provided by ACT Policing to help you protect your property. It allows you to create an accurate, concise, and permanent record of your personal property.'

Source : AFP 'My Stuff' website.

The software includes information on:

  • Introduction on crime reduction techniques in the home.
  • Home security tips.
  • How to ID your property.
  • What to do if your burgled?

Specifications:

  • Input Fields: ITEM : type : make : model : serial : colour : value : id.
  • Exporting Of Data File Types: tab : csv : dbf : htm : usr.
  • Printed Data: Basic spreadsheet type output.
  • Inventory Data Files: Filemaker Pro 5.

Available for download at: afp.gov.au.

'Personal Property Inventory' – Liberty Mutual.

'Experiencing a loss of your personal property as a result of fire, theft or other reasons, can be devastating. Most likely you have been accumulating your belongings over many years, and to try and remember what those items are so they can be replaced in the event of a loss can be difficult. Conducting a home inventory now before a loss occurs is important as it will help you in determining items that were lost, stolen, or destroyed and will expedite the claims process. It will provide you with a record of your possessions and peace of mind that you have the protection you need. An inventory of your personal belongings is important no matter if you own a home, a condo, or rent. So, get started today with our easy to use program. This program will guide you in three simple steps. You will have the ability to upload photos and videos, and generate reports.'

Source : Liberty Mutual website.

The software creates Blank Inventory Forms for the collection of the inventory data prior to inventory data input.

Specifications:

  • Input Fields: ITEM : name : category : price : purchase date : purchased from : serial no.
  • Exporting Of Data File Types: csv.
  • Printed Data : Inventory data by room or item category.

Available for download at: libertymutual.com.

GIO 'Virtual Safe' Version 2.0.

'A detailed home contents inventory could make an insurance claim much quicker and easier, thus getting you back on track sooner. Plus, you can store other important information, images and documents, like a copy of your passport or wills, certificates and qualifications. Having a record of these in your centralised Virtual Safe can mean that, apart from providing peace of mind, sourcing replacements in the aftermath of an emergency is much easier.

You must give us the evidence of value and ownership of lost, stolen or damaged goods or property, especially for articles such as:

  • Jewellery and artworks and collections – you should keep your purchase record and valuation certificate which shows the value of the item as well as highlighting proof of ownership.
  • Hand woven rugs, and the price of recently purchased items such as stereos, TVs, cameras, computers, listed content items or specified effects, if we ask for this, you should keep a copy of the receipt or purchase records and warranties may also be handy.

In order to assist the settlement of the claim, you may like to take advantage of the Virtual Safe product by storing images of you evidence of value and ownership of your contents.'

Source : GIO 'Virtual Safe' FAQ's.

The software has a built in room plan. Data is encrypted & password protected.

Specifications:

  • Input Fields: ITEM : name : category : purchase cost : estimated value : purchase date : serial no : model no : manufacturer : location.
  • Exporting Of Data File Types: GIO Virtual Safe format.
  • Printed Data : Inventory data by room or item category.

Available for download at: gio.com.au.

'Know Your Stuff' Version 3.08.

'This software will enable you to create a room-by-room inventory of your home. Having an up-to-date home inventory will help you to:

  • Purchase enough insurance to replace the things you own.
  • Settle insurance claims faster.
  • Substantiate losses for your income tax return.

'This software makes creating a home inventory fun and easy. Once you have completed your inventory, it is easy to keep your information up to date.'

Source : 'Know Your Stuff' website.

Specifications:

  • Input Fields: ITEM : name : category : purchase cost : purchase place : purchase date : receipt : serial no : model no : manufacturer : location
  • Exporting Of Data File Types: csv
  • Printed Data : Inventory data summary and by room or item category. Images also printed if required.

Available for download at: knowyourstuff.org.

All of the software described above allows for the input of images.

My Financial House.

Another FREE software package which is a great addition to any of the former, is 'My Financial House', available from the Insurance Information Institute.

This software allows you to input:

  • Financial goals.
  • Insurance details.
  • Income.
  • Assets.
  • Debts.
  • Family Demographics.

Available for download at: iii.org.

If after reading this article and trying out the FREE packages you still need a home inventory software package to do additional tasks, you need to make sure your chosen software 'batch loads' all photographs directly into the database. A lot of the home inventory software packages do not have this option. It is easier and quicker to add details to pictures than pictures to details in a database.

A Free Home Inventory Software package, is only one answer for those home owners wishing to gain a upper hand on their insurance inventory. For those home owners whom do not have the time or skills to perform this task, a Home Inventory Service is offered by Aussie Home Inventories.

This business based on the Mid-North coast of New South Wales, offers professional digital photographic inventories for all homes and business. Optional, off-site secure inventory storage and annual updates are available.

For more information visit their website at aussiehomeinventories.com.au.

Aussie home Inventories


Create Your Inventory Using The Home Inventory Software We Use

1 comment:

  1. Thank you for this article. I was looking for software and was about to pay, when I came across your site. Nice and simple information for the diy inventory homeowner. Keep up the good work.

    ReplyDelete

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